Privacy Policy
What Information We Collect
Information: When you create an account with us, we collect information that you directly provide to us that personally identifies, relates to, describes, is reasonably capable of being associated with you, or could be linked, directly or indirectly, with a particular consumer or household (“Personal Information”), including:
- Identifiers and contact information such as such as name, postal address, phone number, email address, social security number (we only provide social security numbers to finance partners with your consent), or other similar identifiers;
- Commercial information, such as information about products or services purchased, obtained, or considered, or other purchasing or consuming histories and corresponding account numbers;
- Internet and network information such as browsing/search history, approximate geolocation, browser type, device type and settings, and information regarding an individual’s interaction with an internet website, application, or advertisement;
- Inferences drawn from the above categories of Personal Information that relate to your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes (e.g., topical interests, engagement value).
Usage Data: We do not collect, use, or disclose Personal Information when you use our websites. Keep in mind, however, that we automatically collect information in connection with the actions you take on our websites, including collecting the type of web browser you use, the type of device you use, your operating system, your internet provider, the pages you view, your referring and exit pages, the date and time of your visit, the number of clicks to, from, and within our websites, and the duration of your visit (“Usage Data”). We commit to maintaining and using this de-identified Usage Data without attempting to re-identify any such Usage Data. Because Usage Data is not reasonably capable of being individually associated with you, it is therefore not Personal Information.
Sensitive Personal Information: We do not collect information that would be considered sensitive under any state’s laws, such as information relating to a known child, precise geolocation data, data revealing racial or ethnic origin, religious beliefs, mental or physical health diagnosis, sexual orientation, or citizenship or immigration status.
Information You Provide Us: We collect Personal Information you provide directly to us. such as name, email, phone and debt amount or Participate in any interactive features of the Services or otherwise communicate with us
Why We Collect Information: We use Personal Information to provide, maintain, and improve the Services. We may also use the information we collect to Comply with the law and our legal obligations; and Carry-out any other purpose described to you at the time the information was collected.
Targeted Advertising and Profiling: We do not use your Personal Information for targeted advertising (i.e., advertisement selected based on personal data obtained over time and across nonaffiliated websites). We do not use your Personal Information for profiling (i.e., automated processing to evaluate, analyze, or predict personal aspects related to a person’s economic situation, health, personal preferences, interests, reliability, behavior, location, or movements).
Other Third Parties: We may disclose your Personal Information if we have a good faith belief that we are required to do so in order to comply with the law or legal process, such as in response to subpoenas, courts orders, or requests by government authorities, law enforcement authorities, courts, or regulators, including lawful requests by public authorities to meet national security or law enforcement requirements. We may also disclose your Personal Information if we believe your actions are inconsistent with our user agreements or policies, or to protect our rights, property, or safety or that of others, or if we sell, buy, merge, or partner with other companies or businesses, or sell some or all of our assets.
Online Analytics and Tailored Advertising: We may allow Service Providers to provide analytics services and serve advertisements on our behalf. These entities may use cookies, web beacons, device identifiers, and other technologies to collect information about your use of the Services and other websites and applications, including your IP address, web browser, mobile network information, pages viewed, time spent on pages or in apps, links clicked, and conversion information. This information may be used by us and others to, among other things, analyze and track data, determine the popularity of certain content, deliver advertising and content targeted to your interests on our Services.
Right to Deletion: You have the right to request that we delete any Personal Information we have collected about you. We are not required to honor a deletion request if a legal exemption applies, such as if we need the information to complete a requested or reasonably anticipated service, prevent security incidents or fraud, enable internal uses that are reasonably aligned with your expectations, or comply with our legal obligations.
Right to Correction: You have the right to request that we correct inaccurate Personal Information.
Cookies Policy: When you visit our website, you consent to the use of cookies, and other technologies to collect and process information in accordance with this cookie policy. You may have seen a pop up asking for your consent to this policy on your first visit to our Sites. You may withdraw your consent at any time by following the instructions below.