Terms of Service
The services that Cross Debt Holdings and its affiliates provides to you are subject to the following Terms of Use. cross-debt.com reserves the right to update the Terms of Use at any time without notice to you. The most current version of the Terms of Use can be reviewed by clicking on the “Terms of services” hypertext link located at the bottom of our Web pages.
Please read these terms carefully. If you do not agree to them, you must not use the Websites or the Services.
This Agreement Contains
- A mandatory arbitration of disputes provision that requires the use of arbitration on an individual basis to resolve disputes, rather than a than jury trials or class actions.
- Consent to receive all legally required communications and disclosures from us electronically.
- A consent to receive direct mail, automated telephone calls, sms text messages and recording of calls.
Description of Services
cross-debt.com reserves the right to cancel or block your access to the Services for violation of these Terms of Use, in its sole discretion.
Personal and Non-commercial Use Limitation
Unless otherwise specified, the Services are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any of the information, data or products obtained from the Services.
Privacy and Protection of Personal Information
Please click here to access cross-debt.com privacy policy.
Notice Specific to Documents Available on This Web Site
Permission to use Documents (such as news stories, consumer comment compilations, white papers, press releases and FAQs) from the Services is granted, provided that (1) the below copyright notice appears in all copies, (2) use of such Documents from the Services is for informational and non-commercial or personal use only. Accredited educational institutions, such as universities, private/public colleges, and state community colleges, may download and reproduce the Documents for distribution in the classroom. Use for any other purpose is expressly prohibited by law and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.
Disclaimer of Liability
The information on the cross-debt.com Website is general in nature, does not address the circumstances of any particular individual and is not intended as a substitute for personalized investment, financial, tax and legal advice. cross-debt.com is not a fiduciary by virtue of any person’s use of or access to the information on the cross-debt.com website. You assume the sole responsibility of evaluating the merits and risks associated with the use of any information on the cross-debt.com.
cross-debt.com makes no representation as to the accuracy of the information and assumes no liability for any damages or loss arising from the use thereof. All information is provided “as is” without warranty of any kind. cross-debt.com and/or its respective information suppliers and contractors hereby disclaim all warranties and conditions with regard to the information.
The Services may contain inaccuracies or typographical errors. Changes are periodically made to the Services. cross-debt.com and/or its respective suppliers and contractors may make improvements, modifications and/or changes to the Services at any time without notice.
No Unlawful or Prohibited Use
You will not use the services for any purpose that is unlawful or prohibited by these terms, conditions, notices or applicable laws and statutes. You may not use the services in any manner that could damage, disable, overburden, or impair any cross-debt.com server, or the network(s) connected to any cross-debt.com server, or interfere with any other party’s use and enjoyment of any services. You may not attempt to gain unauthorized access to any services, other accounts, computer systems or networks connected to any cross-debt.com server or to any of the services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the services.
Use of Services
Without limitation, you agree that you will NOT:
- Use this site if you are above age of 18.
- Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
- Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, indecent, shocking or unlawful topic, name, image, material or information.
- Make any statement that is false, dishonest, or otherwise not accurate.
- Use any material or information, including images or photographs, which are made available through the Services in any manner that infringes any copyright, trademark, patent, trade secret, or other proprietary right of any party.
- Create a false identity for the purpose of misleading others.
- Create a false identity for the purpose of misleading others.
cross-debt.com reserves the right to terminate your access to any or all of the Services at any time, without notice, for any reason whatsoever. cross-debt.com reserves the right at all times to disclose any information as cross-debt.com deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in cross-debt.com’ sole discretion.
No Responsibility for Links
Hypertext links on cross-debt.com’ sites enable you to leave the cross-debt.com Website. cross-debt.com is not responsible for the contents of any linked sites nor for any links contained in any such linked site, nor for changes, updates and modifications in such sites. The links are provided to you only as a convenience and the inclusion of any such link does not imply endorsement by cross-debt.com of the site, its contents, services and policies.
Unsolicited Submissions
cross-debt.com does not accept unsolicited ideas, including ideas for new Websites, news stories, advertising campaigns, promotions, products, services, technologies, processes or names. Please do not send any original creative property, samples, demonstrations, auditions, tear sheets, samples or related materials. We assume no responsibility for any such materials and do not promise their safekeeping or return.
Disputes
Nevada law, without regard to the conflict of law principles thereof, and controlling U.S. federal law govern any action related to the Terms of Use, the Websites and/or the Services.
You and cross-debt.com agree to arbitrate all disputes between you and cross-debt.com, except for disputes relating to the enforcement of cross-debt.com’ intellectual property. Any disputes between you and cross-debt.com relating to the Terms of Use, the Services and/or the Web sites must be resolved exclusively through binding arbitration pursuant to JAMS Comprehensive Arbitration Rules and Procedures (including Interim Measures), or in small claims court in County of Douglas, Nevada. In the event of a dispute, you or cross-debt.com must send to the other party a notice of dispute, in writing, setting forth the name, address and contact information of the party giving notice, the facts of the dispute and relief requested.
We will send any notice of dispute to you at the contact information we have for you. You and cross-debt.com agree to try to attempt to resolve a dispute through informal negotiation upon notice of a dispute for a period of 60 days. If you and cross-debt.com do not resolve the dispute in such 60 day time period or in small claims court, then you or cross-debt.com may commence arbitration. You and cross-debt.com agree that a dispute will be heard before a neutral single arbitrator, whose decision will be final, except for a limited right of appeal under the U.S. Federal Arbitration Act. YOU ARE GIVING UP THE RIGHT TO LITIGATE A DISPUTE IN A COURT OF LAW BEFORE A JUDGE OR JURY. In addition, you and cross-debt.com agree that the following rules shall apply to the arbitration proceedings: (a) the arbitration shall be conducted, at the option of the party seeking relief, by telephone, online, or based solely on written submissions; and (b) any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.
To the fullest extent permitted by applicable law, NO ARBITRATION OR CLAIM RELATING TO OR UNDER THESE TERMS OF USE SHALL BE JOINED TO ANY OTHER ARBITRATION OR CLAIM, INCLUDING ANY ARBITRATION OR CLAIM INVOLVING ANY OTHER CURRENT OR FORMER USER OF THE SERVICES AND/OR THE WEB SITES, AND NO CLASS ACTION ARBITRATION PROCEEDINGS OR ANY PROCEEDINGS IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY SHALL BE PERMITTED. PROCEEDINGS TO RESOLVE OR LITIGATE A DISPUTE IN ANY FORUM WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS.
In no event shall any claim, action or proceeding by you or cross-debt.com related in any way to the Terms of Use, the Services and/or the Web sites be instituted more than one (1) year after the cause of action arose.
In no event shall any claim, action or proceeding by you or cross-debt.com related in any way to the Terms of Use, the Services and/or the Web sites be instituted more than one (1) year after the cause of action arose.